Meet Your Personal CFO
Not a call center. Not a rotating cast of advisors. One person who knows every dimension of your financial life.
Nelson Moen
Founder & Personal CFO
Building what wealth management should have been all along
Most wealth management firms were designed for the advisor, not the client. They charge a percentage of your assets, creating an inherent conflict of interest. They rotate you between junior associates. They treat technology as an afterthought. Nelson built Tesseract Wealth to invert every one of those assumptions.
With deep expertise in financial planning, tax strategy, equity compensation, and estate planning, Nelson serves as a true Personal CFO to each client. He works directly with every household—no handoffs, no delegation, no "team of specialists" you never actually meet. One advisor who understands the full complexity of your financial life, amplified by institutional-grade technology.
The flat-fee model exists for a simple reason: your advisor should never benefit from recommending one strategy over another. When the incentives are clean, the advice is honest. When technology handles the analytical complexity, the advisor is free to focus on what actually matters—understanding your goals, anticipating your needs, and making sure no dimension of your financial life is left unexamined.
Client assets are custodied on Robinhood, making Tesseract Wealth one of the first RIA firms on their platform. This partnership provides clients with seamless account access, institutional-grade execution, and the transparency of a modern brokerage infrastructure.
The philosophy behind Tesseract
Three principles that shape every decision, every recommendation, and every client relationship.
Technology as Force Multiplier
AI and automation handle the analytical heavy lifting, freeing your advisor to focus on what matters: strategy, judgment, and understanding your life. Technology doesn't replace the human relationship; it makes it dramatically more effective.
Radical Transparency
One flat fee. No commissions, no AUM percentages, no hidden incentives. You always know exactly what you're paying and why. Every recommendation is made solely in your interest, because that's the only interest that should exist.
Every Dimension Matters
Wealth management isn't just investments. It's tax strategy, estate planning, equity compensation, insurance, cash flow, philanthropy, and the goals that tie them together. We see the full picture because anything less leaves value on the table.
Credentials that matter
Not all financial designations are created equal. These two represent the highest standards in the profession.
Certified Financial Planner™
The gold standard in financial planning. The CFP® certification requires rigorous education, a comprehensive board exam, thousands of hours of professional experience, and adherence to strict ethical standards. CFP® professionals are legally held to a fiduciary standard, meaning they must act in your best interest at all times.
Chartered Financial Consultant®
The most comprehensive financial planning credential in the industry. The ChFC® requires more coursework than even the CFP®, covering advanced topics in estate planning, business planning, behavioral finance, and special-needs planning. It signals deep specialization in complex financial situations.