Home Purchase Calculator
See your true affordability with equity compensation. Understand how lenders treat RSUs, bonuses, and base salary across conservative to aggressive qualification scenarios.
Income
Base Salary
Fully counted by all lenders. Your most reliable qualifying income.
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Annual Bonus
Requires 2 year history. Lenders average your bonus over the past 24 months.
$
RSU Annual Vesting
Only some lenders count RSU income. Requires publicly traded company and 2+ year history. Typically discounted 30% and capped at 35% of qualifying income.
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$
Rental income, dividends, etc. Treatment varies by lender.
Property Details
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$0
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Override state default
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Override state default
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Mortgage Terms
%
Existing Monthly Debts
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Tax Situation
Your Analysis Will Appear Here
Enter your income, property details, and mortgage terms, then click "Calculate Affordability" to see your full breakdown.