The Hartwell Family
Multigenerational Family
4 Generations as Clients
Their World
The Hartwells span four generations: Eleanor (92), her children Robert (67) and Susan (64), six grandchildren in their 30s and 40s, and eight great-grandchildren. The family wealth originated from a manufacturing business sold 20 years ago. Today the assets sit across irrevocable trusts, family LLCs, individual accounts, and a private foundation. Every family decision has financial implications, and every financial decision has family implications.
The Complexity
The Hartwells face a coordination challenge no single advisor can solve alone. Eleanor's required minimum distributions affect her estate tax exposure. Robert and Susan are trustees of multiple irrevocable trusts with different beneficiaries and distribution standards. The grandchildren have varying levels of financial sophistication and different needs: some are entrepreneurs, some are W-2 employees, one is a stay-at-home parent. The private foundation needs a succession plan for its board. And the great-grandchildren need 529 plans and education about wealth they'll eventually steward.
The Tesseract Way
Your Personal CFO serves as the financial quarterback across all four generations. We build a unified model that shows how decisions at one level cascade through the family structure. Annual family meetings include financial education sessions for the rising generation. Trust distributions are coordinated with individual tax situations. The private foundation's giving strategy aligns with the family's values and each generation's involvement. Every Hartwell sees their piece of the picture and how it connects to the whole.
Your Dashboard View
A glimpse of what The Hartwell Family's Personal CFO dashboard looks like.
Tesseract Dashboard
The Hartwell Family
Total Net Worth
$85,000,000
Projected Annual Tax Savings
$1,250,000
Through optimized strategy
Action Items
- 1Schedule annual family wealth meeting
- 2Review trust distribution schedule for 2026
- 3Update foundation grant strategy
Upcoming Deadlines
Foundation Annual Filing
May 15, 2026
Family Meeting
Sep 20, 2026
This Could Be Your View
See your complete financial picture in one place.